Kilde: brick-inc.com

Al Kelly, CEO i VISA, la tidligere denne uken frem VISAs Q2 rapport for 2021. Under samme konferanse, var han generøs nok til å legge frem VISAs utvidede plan for kryptotilnærming, og sparte ikke på detaljene.

Fem store mulighetsområder

Kelly sier betalingsgiganten betrakter kryptomarkedet i to segmenter. Den første er Bitcoin som primært eies av privatpersoner – en eiendelstype VISA ser på som digitalt gull. Det andre segmentet er andre kryptovalutaer, DSPer, og Stablecoins.

Kelly sier videre at det er fem store mulighetsområder for VISA, og bruker store deler av pressekonferansen til å fortelle om dem.

  1. Gjøre det mulig for forbrukere å handle med krypto gjennom et VISA-kort

“The first opportunity is enabling consumers to make a purchase of these currencies or Bitcoin and we’re working hard with wallets and exchanges to just make sure we’re facilitating acceptance in people’s ability to use their Visa cards to buy.”

  1. Konvertering av kryptobetalinger til fiat hos 70 millioner VISA-betalingspunkter

“The second opportunity is enabling digital-currency cash-outs to fiat. So converting a digital currency to a fiat on a Visa credential, which then makes that — those funds available for shopping at any one of the 70 million Visa merchants and gives immediate utility to the digital currency.”

  1. Tilrettelegge for kryptoløsninger for finansinstitusjoner og fintech-partnere

“Thirdly, is enabling financial institutions and fintech partners to be able to have a crypto option for their customers. So what we’ve done in this space is we’ve created APIs that enable financial institution customers to purchase, custody, or even trade digital currencies.”

  1. Tillate finansinstitusjoner å ta oppgjør i stablecoins

“Fourth one is settlement. We’ve upgraded our infrastructure to allow a financial institution to settle with these in a digital currency with stablecoin, starting with USDC. As you know, today, we transact in 160 currencies every day, and we settle every evening in 25 currencies. So we’re going to now be able to support digital currencies as an additional settlement currency on our network.”

  1. Arbeide med banker om DSPer

“And then the fifth area of opportunity is just working with central banks. So we’re talking to central banks about the criticality, though, of public-private partnerships, and in particular, the criticality of acceptance because for these central bank digital currencies, to have value, they’re going to have to both be secure in the minds of consumers.”

Norges bank publiserte 22. april tredje utgave i serien av rapporter om digitale sentralbankpenger (DSP). Arbeidet bygger på tidligere rapporter, blant annet et webinar i November som Kryptografen var tilstede på.

Kryptografen nyhetsbrev